2024 Medicare Part D Plans in New York State - with 2023 plans

The Annual Enrollment Period ("AEP" or "open enrollment") for Medicare Part D and Medicare Advantage plans for 2024 runs from October 15 through December 7, 2023.    

For 2023 plan lists - click here.   Read below for 2024 plan lists. 

Every year, you should review your plan options to see if your current plan still meets your needs - see more here on what to look for in the CMS Planfinder. Click here for How to use Medicare Plan Finder, step-by-step - by CMS.

2024 Part D Cost-Sharing Chart - Download from NCOA here.

2024 "Extra Help" Expansion - read here and Read about other 2024 changes here

2023-24 CMS Guide to Consumer Mailings - Notices sent about plan closings, reassignments, Extra Help.

2024 Part D and Medicare Advantage plans announced here by CMS.  

1.  Stand Alone Part D Prescription Drug Plans (PDP) -  (PDF) (15 plans (down from 19 in 2023)  n New York State for people in Original Medicare. Chart shows the 2024 and the 2023 premium for comparison, and the 2024 premium for those with Full Extra Help.   

   • TWO  BENCHMARK STAND-ALONE PDP PLANS have a FREE PREMIUM for people with FULL "EXTRA HELP" (Low Income Subsidy) - this chart shows changes from 2023.  This is down from three "benchmark" plans in 2023 and four in 2022.

   • Benchmark Premium is  $48.72 in 2024, up from $38.90 in 2023.

     • People enrolled in Extra Help, either because they were approved for Medicaid or a Medicare Savings Program or because they applied to the SSA for Extra Help, are assigned to a benchmark plan if they don't pick one themselves and enroll.

   • One plan, SilverScript Choice (Aetna) is no longer "benchmark" in 2024. If you:

     • were assigned (non-choosers) to the plan you  will be randomly reassigned to  one of the two benchmark plans for 2024 (you will receive BLUE Reassignment Notice No. 11209)

     • chose this plan you will be receive the TAN Chooser Notice #11267 saying that you will pay a $17.38 premium unless you change plans for 2024, but you will not be reassigned. This is the premium for this plan for people with full Extra Help (reduced from $66.10 full premium).

     • Members of that plan with Extra Help will receive notices from CMS explaining their options. See the chart for more about options for these members. 

   • FOUR PDP plans are closing in 2024 --  Blue Rx Plus, Blue Rx Standard, Elixir RxPlu, & Elixir RxSecure (all have low enrollment).  None of these were "benchmark" plans. 

     • In Oct. 2023, those with Extra Help in these planswill receive Reassignment notice for Plan Terminations - BLUE notice No. 11208 - stating that they will be RANDOMLY reassigned to one of the two Benchmark plans for 2024 if they do not select a plan.

2. Medicare Advantage (MA) 2024 Plans in NYA (MA-PD) - EXCEL  --Statewide list by county with separate tabs for NYC and Long Island.  Also see changes from 2023 in your county on q1Medicare.com (source for some info added to this chart).

3. NYS Special Needs Plans 2024  (SNP) - First tab is NYC plans, 2nd tab is all NYS plans, and 3rd tab is Long Island plans.  Shows which plans are affiliated with a Medicaid Advantage Plus plan (also known as FIDE for Fully Integrated Dual Eligible).  See more about "default enrollment" into SNPs here

INSULIN - $35 CAP started in 2023!!! 

The $35 Insulin Senior Savings Model, which began in 2021 and extended into 2022, changed in 2023. Starting 2023, insulin has a copay price cap at $35 for a one-month supply as long as it is a brand APPROVED/COVERED by your Medicare Part D insurance plan, including during your deductible period and donut hole.  You can find more information here on the Medicare government website.

Helpful information about 2023-24 Medicare Part D -

• National Council on Aging (NCOA): What is Medicare and How Do I Get Started?

• National Council on Aging (NCOA): How to Choose a Medicare Plan During Open Enrollment

• What to review ever year - because plans change and your drug needs change

  • Are your prescriptions on the plan's formulary (which may change year to year), in the dosage and strength that you take? Are there new "utilization review" limits such as quantity limits or prior approval requirements?  

  • Have premium, deductible, and coinsurance costs increased?   

  • If you are in a Medicare Advantage plan, are your preferred doctors and other providers in network, and have the costs increased? (coinsurance, deductible, premium) 

  • See more Questions to Ask when Comparing Part D Plans

The lists posted here are extracted from nationwide charts on the CMS website at http://www.cms.gov/Medicare/Prescription-Drug-Coverage/PrescriptionDrugCovGenIn/. Sanctioned plans are also available at that link. Some extra information was added to the above charts by NYLAG, including some comparisons from 2022 plans, sourced from 2022 chart and q1Medicare.com.

2023 Plan Lists

1. Stand Alone Part D Prescription Drug Plans (PDP) -  (PDF) (Excel)

2. Medicare Advantage (MA) Plans (MA-PD) - (Excel) offered in NYS -  Also see changes from 2022 in your county on q1Medicare.com (source for some info added to this chart).

3. NYS Special Needs Plans (SNP) - (Excel) showing which plans are affiliated with a Medicaid Advantage Plus plan (also known as FIDE for Fully Integrated Dual Eligible).